Do I Need to File?

past due mortgage payments - do i need to file bancruptcy?

If you feel like your debt is causing you to spin your wheels and not get anywhere, you may want to consider a free consultation with our law offices. Many of our clients have credit card debt, medical debt, department store debt, repossessions, judgments - all of these can potentially be discharged in a Chapter 7 or a Chapter 13. Even some old tax debts are potentially dischargeable. Why get your legal advice from your creditors or collection agents? They aren't looking out for your best interests. A free consultation may be the best way to go - we have evening and Saturday appointments available for your convenience. If you don't need to file, we'll tell you right there.

If you are behind on your mortgage payments, Chapter 13 debt consolidation can be a powerful tool to stop a home being sold at a foreclosure sale. And yes, even after a foreclosure suit has been filed, it's still possible to file a Chapter 13. Depending on the county in which you live, there can be different rules for your bankruptcy case; so once again, our free consultation is the best way to go.